Termination of Electronic Delivery Disclosure

To withdraw your consent to electronic delivery you can:

    • Call us at 903-537-2201
    • Inform us in person at any of our bank locations.
    • Send us a letter via U.S. Mail to:

First National Bank of Mount Vernon
Internet Banking Department
P.O. Box 909
Mount Vernon, TX 75457


Upon withdrawal, the documents will be sent in paper form to your address of record.

Upon termination of electronic delivery services, by you or by us, a new application will be required to reinstate this service.

This agreement shall be governed by the laws of the United States and by the internal laws (but not the Law of Conflicts) of the State of Texas to the extent applicable and by regulations of any governmental agency having jurisdiction over us. A determination that any provision of this Agreement is unenforceable or invalid shall not render any other provision of this Agreement unenforceable or invalid.

This Agreement supplements any other agreements or disclosures related to your account(s), including the Deposit Agreement.

To receive electronic delivery services, you must have a working connection to the Internet with e-mail capability and the ability to open Portable Document Format (.PDF) files with Adobe Acrobat Reader 7.0 or higher. You must also have either a working printer to print and retain disclosures or enough memory on your hard drive to store them.

Upon enrollment, periodic account statements and change-in-terms notices will only be provided electronically. Requests for paper copies of these documents will be subject to the banks research fee as disclosed in your account opening documents. You may request paper copies by sending your requests to the address provided below or by calling 903-537-2201.

You agree to keep us informed of your current e-mail address.

If we change the minimum hardware or software requirements, and you are unable to receive electronic delivery services, you will be released from this agreement without any penalty or consequence to you.

Consumer Joint Accounts: Any owner may request an electronic statement. The Electronic Statement will eliminate the printed statement entirely. Paper statements will not be mailed to other owners of the account. However, if both owners of an account wish to have individual access, both will need to enroll and have separate login information. Any account owner may cancel an electronic statement. You are strongly encouraged to obtain the agreement of all account owners prior to implementing this agreement.

Business Accounts: Any owner/authorized party authorized by resolution may request an electronic statement. The electronic statement will eliminate the printed statement entirely. Paper statements will not be mailed to other owners/authorized parties of the account. The owner/authorized party who requests the e-statement is responsible for notifying other account owners/parties. Any account owner/authorized party may cancel an electronic statement. You are strongly encouraged to obtain the agreement of all account owners/authorized parties prior to implementing this agreement. You agree to be totally responsible for the actions of any employee to whom you provide access to your electronic statements.

Your consent to this Agreement is evidenced by your application for electronic delivery services. Upon enrollment, the bank reserves the right to provide all loan, deposit, certificate of deposit and safe deposit box disclosures electronically upon further notification to the customer. You agree your account number may be included in the subject line on electronic delivery services.

Acceptance of E-Disclosures: With your acceptance you agree to receive periodic deposit account statements in an electronic format. You also agree that you have the necessary equipment for accessing and viewing E-Statements. You agree to notify us if you change your email address or if you no longer want to receive statements electronically.

If you decide not to enroll for E-Statements, you can still enroll at later time.